澳大利亚房地产市场持续恶化,9月份全国房价下跌1.1%,创下连续第六个月下滑的纪录1。与3月峰值相比,房价已累计下降5.2%1。澳洲储备银行将官方利率上调至4.6%,达到15年来的最高水平1,导致购房者的借贷成本大幅上升——借款人如需偿还30年期贷款,月均需支付约4500澳元1。
房市下行已从悉尼和墨尔本蔓延至全国几乎所有市场,首都城市中97%的郊区在过去三个月内出现房价下跌1。其中,布里斯班9月房价下跌幅度最大,达1.5%;悉尼房价下跌1.4%,较2月峰值累计下跌8.6%;墨尔本房价下跌0.7%,较11月峰值累计下跌7.2%1。购房需求持续低迷,布里斯班、悉尼和珀斯的销售量分别下降27.2%、26.5%和24.2%1。
房源积压现象加剧了市场困难。已上市房产库存同比增长23.1%,首都城市房屋平均挂牌时间从一年前的23天延长至39天1。四大银行预测利率将在明年中期才开始下降1。业界人士指出,这是一个没有买家的买方市场1。
Australian house prices declined 1.1 percent in September, marking the sixth consecutive monthly fall and representing a 5.2 percent drop from their March peak 1. The Reserve Bank of Australia has pushed interest rates to a 15-year high of 4.6 percent, forcing borrowers to pay approximately 4,500 Australian dollars monthly to service a 30-year mortgage, substantially eroding buyer purchasing power 1.
The contraction has spread beyond Sydney and Melbourne to nearly all markets across the country, with 97 percent of suburbs in capital cities recording price decreases over the past three months 1. Properties in capital cities now spend an average of 39 days on the market, compared to 23 days a year earlier, while listed housing inventory has surged 23.1 percent year-on-year 1. Brisbane experienced the sharpest September decline at 1.5 percent, followed by Sydney's 1.4 percent drop and Melbourne's 0.7 percent fall 1. Since their respective peaks, Sydney prices have fallen 8.6 percent from February's high, Melbourne has dropped 7.2 percent from November's peak 1.
Sales activity has contracted sharply, with Brisbane seeing a 27.2 percent decline, Sydney dropping 26.5 percent, and Perth falling 24.2 percent 1. Industry analyst Tim Lawless characterized the current situation as "a buyer's market without buyers" 1, while Australia's four major banks forecast that interest rates will not begin declining until mid-2025 1.
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