澳洲房地产市场正经历显著调整,悉尼中位房价在7月环比下跌1.7%,年初至今累计下跌5.9%,但中位数仍高于150万澳元[1]。墨尔本情况类似,6月房价下跌1.4%,过去12个月累计下跌3.4%至936,528澳元[1]。尽管房价出现回调,但首次购房者的可负担性困境并未缓解,许多人被迫转向此前未考虑过的地段。根据Westpac的调查,四分之三的购房者愿意考虑飞行路径下、靠近垃圾场或数据中心等原本不理想的区域[1]。
政府层面的改革措施虽然获得了一定的市场认可,但尚未扭转购房市场的低迷态势。约50%的澳洲人认为负扣税和资本利得税改革对首次购房者产生了积极影响[1]。然而,这些政策效应并未在实际交易中充分体现——房贷申请数量大幅下降,包括首次购房者和投资者在内的各类购房者都采取了观望态度[1]。
Australia's housing market continues its downward trajectory, with median prices falling sharply across major cities. Sydney's median house price declined 1.7% in July alone, bringing year-to-date losses to 5.9%, though the median still remains above A$1.5 million [1]. Melbourne experienced a 1.4% monthly drop in June, with prices falling 3.4% over the past twelve months to A$936,528 [1].
The affordability squeeze is forcing first-home buyers to make difficult compromises. According to a Westpac survey, three-quarters of prospective purchasers are now willing to consider suburbs and locations they had previously ruled out [1]. With prime positions increasingly out of reach, some buyers are turning to properties in less desirable areas—including those beneath flight paths, near waste facilities, or adjacent to data centers. Despite federal government reforms to negative gearing and capital gains tax treatment, which approximately 50% of Australians believe will benefit first-time buyers [1], mortgage applications have plummeted significantly across both the owner-occupier and investor segments [1], suggesting cautious sentiment among purchasers evaluating their options in the uncertain market.