美国经济增长动力明显减弱。[1]第二季度国内生产总值增长率为1.5%，较第一季度的2.1%大幅下滑。[1]尽管如此，消费支出仍保持增长势头，增幅达3.2%，继续支撑美国经济活动——消费支出约占经济活动总量的70%。[1]商业投资（不含房产）增长8.4%，反映出人工智能领域投资激增。[1]
房贷成本持续攀升。[1]30年期固定利率抵押贷款升至6.66%，创近一年来新高，较前一周的6.58%上升；15年期固定利率抵押贷款则升至6.04%，较前一周的5.96%上升。[1]消费者信心指数在7月跌至90.8，相比6月的92.2出现下滑，[1]部分原因是油价上升施加压力。[1]汽油价格先是从4月末5月初的4.50美元/加仑下跌至3.70美元/加仑，随后又升至4.11美元/加仑；[1]国际油价方面，布伦特原油价格上升2.1%至88.68美元/桶。[1]
联邦储备委员会维持政策不变。[1]美联储将基准利率维持在3.6%左右不变，这已是连续第五次会议保持不变，[1]不过有三名官员对此投出反对票。[1]劳动力市场方面，美国失业救济申请人数上升9,000至197,000人，较前一周修正数据的188,000有所增加，但仍处于50多年来的低位。[1]
The US economy decelerated significantly in the second quarter, with gross domestic product expanding at just 1.5% compared to 2.1% in the prior quarter [1]. Consumer spending, which accounts for approximately 70% of economic activity, grew more robustly at 3.2% [1]. Business investment excluding real estate surged 8.4%, reflecting a surge in artificial intelligence-related spending [1].
Meanwhile, mortgage rates climbed to their highest levels in a year, with 30-year fixed-rate mortgages rising to 6.66% from 6.58% the previous week [1]. Fifteen-year fixed-rate mortgages also increased to 6.04% from 5.96% [1]. Consumer confidence declined in July, with the confidence index falling to 90.8 from 92.2 in June [1], pressured by rising oil prices and geopolitical tensions in the Middle East. Brent crude prices increased 2.1% to $88.68 per barrel [1].
The Federal Reserve maintained its benchmark interest rate near 3.6% for the fifth consecutive meeting, though three officials dissented from keeping rates unchanged [1]. Initial jobless claims rose by 9,000 to 197,000, with the prior week revised downward to 188,000, marking a level not seen in more than fifty years [1].