英国7月房价环比仅上涨0.1%，年增长率从6月的2.2%回落至1.8%[1]。根据Nationwide数据，平均房价升至£277,542[1]，较5月高点£278,000有所下滑[1]。经济不确定性和利率前景不明导致购房者持观望态度，市场增长动力明显减弱。
地缘政治局势加重了市场不确定性。Nationwide首席经济学家Robert Gardner指出，"地缘政治紧张局势仍在，伊朗与美国冲突对能源价格和市场利率施压"[1]。英国央行维持基准利率3.75%不变[1]，同时警告伊朗战争升级可能将明年通胀推至4%以上[1]。房屋建筑商Taylor Wimpey受市场疲软影响，股价下跌近6%[1]，并下调今年预期完成建房数量至10,600-10,800套[1]。
在住房供应结构方面，2024-25年近200,000户从私人租赁转为业主[1]，但约100,000户发生反向流动[1]。
UK house prices increased by only 0.1% in July, according to data from Nationwide, with the annual growth rate declining to 1.8% from 2.2% in June [1]. The average property price reached £277,542, down slightly from the May peak of £278,000 [1].
The modest price movement reflects persistent caution among buyers in the face of economic uncertainty and interest rate concerns [1]. Nationwide's Robert Gardner attributed ongoing market pressure to geopolitical tensions, stating that "tensions remain and Iran-US conflict is putting pressure on energy prices and market rates" [1]. The Bank of England maintained its base rate at 3.75% while warning that an escalation of conflict in Iran could push inflation above 4% next year [1]. Housebuilder Taylor Wimpey reported a near 6% drop in its share price and lowered its forecast for completed units to between 10,600 and 10,800, below the range previously projected in March [1].
During the period, approximately 200,000 households moved from private rental to owner-occupation in 2024-25, though some 100,000 moved in the opposite direction [1].