美国全国房地产经纪商协会公布的最新数据显示，9月份成屋销售量按年率计算为399万套，环比增长1.5%，但同比下降2.2%1。同期成屋价格中值达到41.75万美元，虽然同比增长1.3%，但房价已连续上涨39个月1。
房地产市场面临多重压力。美国30年期固定抵押贷款平均利率升至7.4%，创下自2023年11月16日以来的最高水平1。这一利率上升导致潜在购房者的购买力显著下降，库存也随之增加。9月底待售房屋达160万套，同比增长4.6%，为自2019年11月以来的最高值1。按照当前销售速度，需要4.8个月才能售出市场上所有房屋1。美国全国房地产经纪商协会首席经济学家劳伦斯·尤恩表示，潜在购房者应将7%左右的30年期房贷利率视为常态1。
U.S. existing home sales totaled 3.99 million units on an annualized basis in September, representing a 2.2% decline compared to the same month last year, though month-over-month sales grew 1.5% 1. The median price for existing homes reached $417,500, up 1.3% year-over-year, extending an unbroken streak of monthly price increases to 39 consecutive months 1.
The housing market faces mounting pressure as mortgage rates have climbed to their highest levels since November 16, 2023 1. The average rate on a 30-year fixed-rate mortgage rose to 7.4%, dampening buyer demand and pushing inventories to their highest level since November 2019 1. With 1.6 million homes listed for sale—a 4.6% year-over-year increase—it would take 4.8 months at the current sales pace to clear all inventory from the market 1. Lawrence Yun, chief economist of the National Association of Realtors, cautioned that potential homebuyers should view a 30-year mortgage rate around 7% as the new normal 1.
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