英国首相Andy Burnham推出名为"Your first home"的新政策，旨在支持无法获得家庭财务帮助的首次购房者。1这一计划为符合条件的购房者提供20%的股权贷款用于购买新建住房，最低首付仅为2.5%，初期免息。1该方案设有家庭收入上限、存款上限和房价上限，确保支持范围集中在中等收入群体。1Burnham表示："太多年轻人正在为住房而苦恼，许多人已放弃拥有自己家园的希望。"1
根据计划安排，这一新举措将由财政大臣John Healey在预算中正式宣布，并预计在2026年底前开放登记。1政府同时计划赋予地方政府更强权力以接管长期空置房产，通过《长期空置房屋管理令》将房屋空置期从两年缩短至六个月。1参与该计划的开发商将缴纳与房产价值相关的费用，以贡献其运营成本。1
上一版Help to Buy方案支持了387,000人，但因未能帮助最需要支持的人群而受到批评。1住房书记Angela Rayner上周承认，政府仅有"微弱机会"在下次选举前完成建造150万套住房的目标。1
Andy Burnham has announced a new policy called "Your First Home" designed to support first-time buyers who lack access to family financial assistance.1 The scheme offers eligible homebuyers a 20% equity loan for purchasing newly built properties, with a minimum deposit requirement of just 2.5%, while imposing caps on household income, savings, and property prices to ensure the program targets middle-income households.1 The plan will be unveiled by John Healey in the budget, with registration opening by the end of 2026.1
Burnham emphasized the urgency of the initiative, stating that "too many young people are struggling with housing, and many have abandoned hope of ever owning their own home."1 The government aims to address a persistent gap in homeownership support, particularly following criticism that the previous Help to Buy scheme, which assisted 387,000 people, failed to reach those most in need.1 Developers participating in the program will be required to pay fees tied to property values to cover operational costs.1
The government plans to strengthen local authority powers to take over long-term vacant properties, reducing the threshold for such action from two years to six months.1 This comes as Housing Secretary Angela Rayner recently acknowledged that the government faces only a "slim chance" of completing construction of 1.5 million new homes before the next election.1
评论
还没有评论，欢迎留下第一条。