美联储联邦公开市场委员会以全票通过，将基准利率上调0.25个百分点至3.75%-4%的区间12。这是自2023年7月以来的首次加息2。美联储主席凯文·沃什表示，"通货膨胀过高且持续时间过长"12，当前通胀已连续五年高于美联储2%的目标9。沃什强调美联储的独立性，拒绝就特朗普的降息要求置评1。
加息决定立即引发市场反应。股市出现下跌，其中S&P 500下跌0.9%1，道琼斯指数下跌850点1，纳斯达克下跌0.5%1。债券收益率上升，2年期美债收益率上升6个基点至4.725%1，10年期美债收益率上升1个基点至5%1。美国主要银行包括JP摩根、KeyCorp和纽约梅隆银行随之将基准贷款利率从6.75%上调至7%9。
特朗普对加息决定表示强烈反对。他呼吁美联储将利率降至1%或更低，并批评美联储的决策313。特朗普表示"为美利坚合众国降低利率，并且要快速"17。尽管沃什是特朗普提名的主席，但后者展现出政策上的独立性，违背了总统的降息诉求10。民主党参议院领袖查克·舒默则表示，加息"将使一切变得更贵"9。
美联储官员预计将进一步调整利率。多数政策制定者认为年底前基准利率将升至4%-4.25%29，部分官员预测明年可能升至4.25%-4.5%17。美联储预计通胀要到2029年才能达到2%的目标2。此次加息将提高消费者的借贷成本，包括抵押贷款、汽车贷款和信用卡利率7911，平均30年期固定抵押贷款利率为6.76%，15年期为6.09%9，但储户的储蓄收益可能增加7。
The Federal Reserve's policy committee voted unanimously to increase the benchmark interest rate by 0.25 percentage points to a range of 3.75–4.00 percent, marking the first rate hike since July 2023.12313 The Federal Open Market Committee approved the increase by a vote of 12–0.1
Federal Reserve Chair Kevin Warsh justified the action by stating that "inflation is too high and has been for too long,"12313 and emphasized that "our primary focus is price stability" and that the policy move "will support the committee's more timely return to the 2 percent target."3 Warsh declined to comment on discussions with President Trump,1 but asserted the Fed operates independently of political pressure.3 Multiple Fed officials expect further rate increases to reach 4.00–4.25 percent by year-end,217 with some projecting rates could climb to 4.25–4.5 percent in 2027 before beginning to decline in 2028 and 2029.17 The central bank has projected that inflation will not reach its 2 percent target until 2029.2
President Trump strongly opposed the rate increase, stating that "rates should be 1 percent or lower" because "we are the most creditworthy country in the world—by far."313 He also criticized the Fed, saying "the Fed Board is very hostile. They are very political. They are doing the wrong thing."3
The rate hike triggered immediate market turbulence. The S&P 500 declined 0.9 percent and the Nasdaq fell 0.5 percent,1 while the Dow Jones index dropped 700 to 850 points.15 Treasury yields rose, with the two-year yield climbing 6 basis points to 4.725 percent and the ten-year yield increasing 1 basis point to 5 percent.1 The ten-year yield reached a 19-year high.2
The rate increase will raise borrowing costs for American consumers. Major U.S. banks including JPMorgan Chase, KeyCorp, and Bank of New York Mellon raised their prime lending rate from 6.75 percent to 7 percent.9 Mortgage interest rates averaged 6.76 percent for 30-year fixed loans and 6.09 percent for 15-year fixed loans,9 signaling higher costs ahead for home purchases and refinancing. Credit card and auto loan rates are also expected to rise.711 Meanwhile, savers may benefit from increased yields on savings accounts and other deposit products.7
Democratic Senate Leader Chuck Schumer responded by warning that "this will make everything more expensive."9
评论
还没有评论，欢迎留下第一条。