美国8月既有住房销售环比下降2%,至季调后年率398万套,创13个月来最低水平1,同比下滑1.2%1。这已是连续第三个月销售下降1。销售的疲软与抵押贷款利率的上升密切相关,30年期抵押贷款平均利率升至6.76%,创14个月来最高1。
尽管销售放缓,房价仍持续上升。美国房屋中位数售价增至429,100美元,较去年同期增长1.6%,创8月历史新高1,这也是房价连续第38个月同比上升1。月末无售房屋库存为162万套,环比增长3.2%,同比增长5.9%1,库存供应量达4.9个月,创超过10年来最高水平1。美国全国房地产经纪人协会首席经济学家劳伦斯·云(Lawrence Yun)表示:"抵押贷款利率和房屋销售呈反向运动不足为奇,我们自2月以来看到贷款利率持续上升"1。
首次购房者在销售中的占比升至30%,环比上升1个百分点,同比上升2个百分点1。与此同时,约20%的房源已降低了初始挂牌价格1。
Existing home sales in the United States declined 2% month-over-month in August to a seasonally adjusted annual rate of 3.98 million units, marking the weakest level in more than a year and extending a downward trend to three consecutive months.1 The slowdown reflects mounting headwinds from elevated mortgage rates and climbing home prices that continue to dampen buyer demand across the market.
Thirty-year fixed mortgage rates averaged 6.76%, reaching their highest level in 14 months.1 Despite the sales contraction, the median home sale price climbed to $429,100, up 1.6% year-over-year and setting a new August record.1 Unsold homes reached 1.62 million units in month-end listings, up 3.2% from the previous month and 5.9% compared to a year ago, representing the highest supply level in more than a decade.1
First-time homebuyers accounted for 30% of sales, rising one percentage point from the prior month and two percentage points year-over-year.1 Lawrence Yun, chief economist of the National Association of Realtors, noted the inverse relationship between mortgage rates and sales activity, stating: "It is no surprise that mortgage interest rates and home sales move in opposite directions. We have seen mortgage rates rising consistently since February."1 About 20% of properties have reduced their initial listing prices as sellers adapt to weakened demand.1
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