澳大利亚统计局数据显示，投资者在6月季度大幅撤离房地产市场[1]。投资贷款下降8.6%，创下2022年9月以来最大跌幅[1]。与之对比，首次置业者贷款仅下降2.9%，降幅相对温和[1]。财政部长吉姆·查默斯指出这反映了劳工党负扣税和资本利得折扣改革的效应，该改革在5月预算中宣布，定于2027年7月1日正式生效[1]。澳大利亚联邦银行和国民银行报告抵押贷款申请下降15%，西太银行的跌幅更是高达20%[1]。
然而专家警告称，投资者撤退并未必然导致首次置业者购房热潮。投资者改变了策略而非完全退出市场，现在更关注"高收益率和低入场价的公寓，而不是之前关注的有更强资本增长前景的房屋"[1]。专家表示仅需2至3个季度的数据才能得出有意义的结论[1]。值得注意的是，塔斯马尼亚州和首都领地未见投资者兴趣明显下降[1]，投资者占住宅市场约40%[1]，专家指出首次置业者从未占据如此大的比例[1]。
Investment lending in Australia declined sharply during the June quarter, falling 8.6%—the steepest drop since September 2022—according to data from the Australian Bureau of Statistics [1]. Treasurer Jim Chalmers attributed the pullback to the Labor government's negative gearing and capital gains tax reforms announced in the May budget, set to take effect on July 1, 2027 [1].
However, experts caution that the investor retreat does not automatically translate into a buying surge among first-time homebuyers. First-time buyer lending declined 2.9% during the same period, a relatively modest decrease [1]. Major banks reported sharp drops in mortgage applications, with the Commonwealth Bank and National Bank each recording a 15% decline, while Westpac fell 20% [1]. Rather than exiting the market entirely, investors appear to have shifted strategy, redirecting focus toward high-yielding and lower-entry-price apartments instead of properties with stronger capital growth prospects [1]. Tasmania and the Australian Capital Territory showed no signs of declining investor interest [1]. With investors currently accounting for approximately 40% of the residential market, analysts emphasize that meaningful conclusions require sustained data over two to three quarters [1].