特朗普政府推出的Trump Accounts计划为2025至2028年间出生的婴儿提供1000美元启动资金，该项目已吸引650万注册用户，其中150万符合领取种子资金的条件[1]。账户自2025年7月4日起对外开放[1]。
然而，部分家长报告资金到账出现延迟。申请人Masaki McLellan于7月6日提交申请后最初遭到拒绝，激活后被告知需要10天方能到账，随后又被通知可能需要长达4周[1]。与此相比，美国财政部声称大多数家长仅需等待1至2天，并表示这是"标准处理时间，如同获得税收退款"[1]。
资金由私营公司投资于指数基金，受益儿童需等到18岁后才能使用这笔资金，且使用范围仅限于教育、创业或购房[1]。该计划由特朗普去年签署的"One Big Beautiful Bill"法案创建[1]。
特朗普定于周三在乔治亚州惠勒高中举行集会推介该计划[1][2]。在集会上，特朗普嘲笑"可负担性"是民主党政治顾问创造的术语，并声称高物价系拜登政府遗留问题，现已"迅速下降"[2]。
根据美国广播公司与NORC中心6月进行的联合调查，仅有33%的美国成年人赞同特朗普的经济领导力[1]。
President Trump's administration has launched the Trump Accounts initiative, which provides $1,000 in startup funding for babies born between 2025 and 2028 [1]. The Treasury Department reported 6.5 million registered users, with 1.5 million qualifying for the $1,000 seed funding [1]. The accounts opened on July 4, 2025 [1].
Despite the program's rollout, some parents report delays in receiving promised deposits. Masaki McLellan applied for an account on July 6 and was initially rejected, then told funds would arrive within 10 days after activation—a timeline later extended to as long as four weeks [1]. The Treasury Department maintains that most families need only wait one to two days, characterizing this as "standard processing time, similar to receiving a tax refund" [1].
The funds are invested by private companies in index funds and become accessible when children reach age 18, with usage restricted to education, starting a business, or purchasing a home [1]. The program was created through Trump's signature legislative vehicle, the "One Big Beautiful Bill," passed last year [1].
Trump promoted the initiative Wednesday at Wheeler High School in Marietta, an Atlanta suburb in Georgia [1][2]. At the rally, he dismissed concerns about affordability as a Democratic political term, attributing current high prices to the Biden administration's legacy while claiming prices are "already coming down, actually coming down very rapidly" [2].
Economic approval for Trump remains limited, with only 33 percent of American adults supporting his economic leadership according to a June survey by the AP-NORC Center [1].