美国既有房屋销售在7月环比下降1.7%，年化销售量降至406万套[1]。这一下滑反映出当前房地产市场所面临的严峻挑战：创纪录的房价和近一年来最高的抵押贷款利率正在共同抑制潜在买家的购房意愿。
中位房价升至434,100美元，相比去年同期上升2%[1]，而30年期固定抵押贷款利率攀升至6.69%，创一年高位并已连涨五周[1]。房屋库存仅为154万套，环比下降1.9%[1]，远低于疫情前200万套的正常水平，仅能满足4.6个月的供应量，低于历史平衡水平的5至6个月[1]。首次购房者的占比从6月的33%跌至29%[1]。
高频经济学首席经济学家卡尔·温伯格指出："已有房屋的人无法承受出售，拥有超低疫情时期抵押贷款的人无法放弃它。没人卖房，就没人能买房，库存很低。"[1]事实上，既有房屋销售在过去三年基本徘徊在年化400万套附近，远低于历史常态的520万套[1]。
Existing home sales in the United States fell 1.7% in July, reaching an annualized rate of 4.06 million units, as record prices and elevated borrowing costs continued to weigh on potential buyers. [1] The median home price rose to $434,100, marking a 2% increase from the previous year, while the June median had reached a historic peak of $442,800. [1] Thirty-year fixed mortgage rates climbed to 6.69%, hitting their highest level in one year and extending a five-week streak of consecutive increases. [1]
The tight housing market showed no signs of easing, with inventory remaining severely constrained at 1.54 million units, representing a 1.9% decline from the previous month and a 0.6% drop year-over-year. [1] This supply level translates to just 4.6 months of inventory, well below the historically balanced range of 5 to 6 months. [1] Carl Weinberg, chief economist at High Frequency Economics, noted the structural challenge facing the market: "People with existing homes cannot afford to sell, and those who have ultra-low pandemic-era mortgages cannot give them up. With no one selling, no one can buy, and inventory remains very low." [1] First-time homebuyers accounted for 29% of sales, down from 33% in June. [1] Home sales have hovered near an annualized 4 million units for the past three years, substantially below the historical norm of 5.2 million units. [1]