澳大利亚最新调查揭示了伴侣间财务欺诈的普遍性和破坏性。根据2025年Finder调查的1017名受访者数据，在591名处于关系状态的受访者中，27%的人曾在伴侣不知情的情况下隐瞒债务、开设账户或赌博1。具体而言，10%的伴侣通过信用卡或个人贷款秘密积累债务，另有9%开设仅以其名义的银行账户或信用卡1。
法律专家指出，金钱秘密对关系的威胁程度与传统不忠相当。律师卡梅拉·阿恰里托表示："财务欺诈、虐待和秘密会破坏任何亲密关系……它们打击信任的核心"1。现实案例印证了这一观点的严重性。一位律师客户的丈夫在妻子恢复手术期间从共同业务账户转移了近80万美元，随后改变了密码和银行详情，并每月从联合账户中悄悄提取10万美元1。
为防范此类风险，专家建议采取多项保护措施，包括拥有独立银行账户、了解联合账户的完整细节、启用双因素认证、获取信用检查报告以及保管财务记录副本1。
A 2025 survey by Finder revealed that financial deception poses a serious threat to intimate relationships in Australia. Among 591 respondents in relationships, 27 percent admitted to secretly accumulating debt, opening accounts, or gambling without their partner's knowledge 1. The study found that 10 percent of partners had concealed debt through credit cards or personal loans, while 9 percent had opened bank accounts or credit cards in their own names only 1.
Legal experts warn that financial dishonesty strikes at the heart of trust in relationships. According to lawyer Camela Acharito, "Financial fraud, abuse, and secrets destroy any intimate relationship. They attack the very foundation of trust" 1. One case illustrates the severity of such breaches: a client's husband transferred nearly 800,000 Australian dollars from their joint business account during her recovery from surgery, changed passwords and banking details, and secretly withdrew 100,000 Australian dollars monthly from their joint account 1.
To protect themselves financially, experts recommend several measures: maintaining independent bank accounts, understanding the details of any joint accounts, enabling two-factor authentication, obtaining credit checks, and keeping copies of financial records 1.
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