澳大利亚储备银行在董事会会议后宣布将现金利率维持在4.35%[1]，这一决定符合市场普遍预期。6月通胀率缓和至3.8%[1]，虽然仍高于RBA的2-3%目标[1]，但低于此前预计的4.8%[1]。
在经历今年早期的三次加息后，澳大利亚房价出现明显下跌，跌幅超出央行预期[1]。根据Westpac报告，自5月以来房屋贷款下跌了20%[1]。尽管通胀仍存在担忧，但房市变化使得央行在评估进一步加息必要性时态度谨慎。第四次加息在今年内仍在考虑范围内[1]。
The Reserve Bank of Australia has maintained its cash rate at 4.35%, a decision that aligns with market expectations following the bank's board meeting [1]. This holds true despite lingering inflation concerns that have characterized recent monetary policy discussions [1].
The inflation landscape showed modest improvement in June, with the headline rate moderating to 3.8%—above the RBA's target band of 2-3% but lower than the previously forecast 4.8% [1]. Despite these developments, the property market has experienced sharper declines than anticipated, particularly in Sydney and Melbourne, following three rate increases the RBA implemented earlier this year and recent investor tax changes [1]. According to Westpac data, home loan commitments fell 20% since May [1]. Central bank Governor Michele Bullock acknowledged that house prices are declining faster than the RBA had projected [1].
Looking ahead, policymakers have not ruled out a fourth rate increase for the year, keeping the possibility of further tightening in consideration [1].