深圳龙岗区推出"算力e贷"专属融资产品，为轻资产AI企业拓宽融资渠道1。中国工商银行深圳龙岗支行向专精特新企业爱智慧科技授信500万元信用贷款，这是该产品的首笔落地贷款1。
"算力e贷"在融资评估方式上实现创新，将企业算力采购需求、技术服务合约价值及未来应收账款纳入授信评估体系，突破了传统需依赖固定资产抵押的模式1。该产品由龙岗区发改局与区人工智能（机器人）署协同推进，联合工商银行开展产品创新1。爱智慧科技主营AI具身智能和喷漆机器人业务1，其负责人表示："这笔贷款来得非常及时，不仅解决了我们购买算力的资金难题，更是对我们这类轻资产科创企业价值的极大认可"1。
Longgang District in Shenzhen has introduced a specialized financing product called "Computing Power E-Loan" designed to help artificial intelligence companies overcome funding obstacles.1 The Industrial and Commercial Bank of China's Shenzhen Longgang branch has approved the first loan under this program, extending a credit line of 5 million yuan to aizhihui Technology, a specialized and innovative enterprise focused on embodied AI and spray painting robots.1 Unlike traditional collateral-based lending models, this product incorporates a company's computing power procurement needs, technical service contract values, and future receivables into the credit assessment framework, thereby addressing the financing difficulties faced by asset-light AI startups.1
The initiative represents a collaborative effort between Longgang District's Development and Reform Bureau, the District Artificial Intelligence (Robotics) Authority, and the Industrial and Commercial Bank of China to drive product innovation.1 According to the leadership of aizhihui Technology, the loan came at a critical time: "This financing not only resolves our immediate funding challenges for purchasing computing power, but also represents significant recognition of the value of light-asset scientific and technological enterprises like ours."1
评论
还没有评论，欢迎留下第一条。