北京宣布实施新的购房政策，以提振房地产市场。[1]新规将非本市户籍居民的购房条件放宽，社保或个税缴纳年限要求从购房之日前连续缴纳2年下调至满1年。[1]在五环内，符合1年纳税或社保条件的非京籍居民可购买1套住房，多子女家庭可再额外购买1套；五环外则不受套数限制。[1]
同时，北京提高了住房公积金贷款支持力度。[1]购买首套住房的个人最高可贷额度提升至120万元，双缴存职工家庭最高额度上调至240万元。[1]郊区购房、购买绿色建筑认证住房或多子女家庭购房者，可分别叠加最高60万元和100万元的贷款上浮额度。[1]此外，父母将名下北京商品住房赠与成年子女时，将不再核验购房资格。[1]
新规自公布之日起施行。[1]
Beijing has unveiled new measures to lower barriers for homebuyers, reducing the mandatory duration of social insurance or income tax contributions from two consecutive years prior to purchase to just one year. [1] The regulations, which take effect immediately, represent a significant shift in the city's housing policy aimed at revitalizing the market. [1]
Non-Beijing residents purchasing commercial residential properties within the Fifth Ring Road must now meet this one-year contribution requirement and may purchase one property, with multi-child families eligible to buy an additional unit; outside the Fifth Ring Road, purchase restrictions have been removed entirely. [1]
The municipal authorities have also substantially increased housing provident fund loan limits to boost financing capacity. [1] First-time homebuyers can now borrow up to 1.2 million yuan, while dual-contribution households may access up to 2.4 million yuan. [1] Additional bonuses of up to 600,000 yuan and 1 million yuan are available respectively for purchases in suburban areas, green-certified buildings, or multi-child families. [1] Furthermore, when parents transfer commercial residential properties in Beijing to adult children, such transfers will no longer require verification of the recipient's purchase eligibility. [1]