澳大利亚人可以通过提前规划遗嘱、指定养老金受益人以及整理财务与数字账户密码等方式，有效减轻亲属在自己离世后面临的行政与财务负担1。相关分析指出，目前仅有约40%的澳大利亚人立有遗嘱1。The Conversation Australia的Amanda Craft发表文章强调，在遗产分配过程中，遗嘱规划、养老金死亡受益金指定及家庭沟通发挥着关键作用1。
在遗产分配方面，例如在昆士兰州，若逝者留有配偶与子女，配偶通常将获得家庭物品及遗产中的前15万澳元，剩余遗产则由配偶与子女共同分配1。此外，文章提醒，个人的养老金（super）并不会自动成为其遗产的一部分1。因此，提前进行财务与数字资产规划，并与家人进行沟通，是确保身后事务顺利交接的关键1。
Amanda Craft has published an analytical article in The Conversation Australia discussing how Australians can alleviate the administrative and financial burdens on their families after they pass away by planning ahead 1. The piece highlights the importance of preparing wills, designating superannuation death benefit beneficiaries, and organizing financial and digital account passwords 1. Currently, only about 40% of Australians have prepared a will 1.
The article also outlines specific details regarding estate distribution 1. For instance, in Queensland, if someone dies leaving a spouse and children, the spouse generally receives the household belongings and the first A$150,000 of the estate, with the remaining estate divided between the spouse and children 1. Furthermore, the author emphasizes that superannuation does not automatically form part of an estate, underscoring the critical role of beneficiary nominations and family communication in estate planning 1.
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