澳金融科技创业者警告资本利得税改革将重创创业积极性

一名澳大利亚金融科技创业者在27岁时放弃了超过30万澳元的年薪，选择自主创业 1。他于2020年创立了该金融科技企业，目前已在澳大利亚和新西兰雇佣近40名员工 1。

然而，该创业者警告称，将于明年7月1日生效的2026年资本利得税改革将严重打击创业积极性 1。根据改革方案，原有的50%资本利得税折扣将被取消，替换为指数化计算并设定30%的最低税率 1。这意味着，对于不符合小企业资本利得税优惠的高税率企业主而言，出售业务时面临的有效税率可达47% 1。

An Australian fintech entrepreneur who left a job paying over 300,000 Australian dollars at the age of 27 to become their own boss has warned that a planned capital gains tax (CGT) reform will severely discourage entrepreneurial enthusiasm 1. The founder established the fintech company in 2020 1. The enterprise currently employs nearly 40 people across Australia and New Zealand 1.

The 2026 CGT reform, announced by the Australian government, is scheduled to take effect on July 1 next year 1. Under the new policy, the existing 50% CGT discount will be replaced by indexation and a 30% minimum tax rate 1. Consequently, high-earning business owners who do not qualify for small business CGT concessions could face an effective tax rate of up to 47% when selling their businesses 1. The founder warns that increasing the maximum effective tax rate to 47% will severely dampen entrepreneurial motivation 1.