预计6年后，美国社会保障福利将削减22% 1。为避免这一情况，参议员迪克·德宾（Dick Durbin）和比尔·卡西迪（Bill Cassidy）正推动一项法案，旨在通过设立程序让国会制定方案，使社会保障退休信托基金至少保持50年偿付能力 1。该法案要求社会保障咨询委员会提交相关草案 1。根据规定，该法案的通过需要获得参议院100名议员中五分之三的投票赞成，以及众议院435名议员中的简单多数通过 1。
与此同时，多位议员提出了其他方案 1。卡西迪与凯恩（Kaine）提议设立1.5万亿美元基金，投资于股票等高风险资产，期限为75年 1。未来75年社会保障支付借款预计约26.6万亿美元 1。目前工资税适用于最高184,500美元收入 1。取消工资税上限可在十年内为信托基金产生超过3.2万亿美元 1。此外，怀特豪斯（Whitehouse）和博伊尔（Boyle）的法案拟对400,000美元以上收入征收工资税 1。桑德斯（Sanders）和霍伊尔（Hoyle）的法案拟对250,000美元以上收入（含资本利得和股息）征收工资税，并将受益人年支付增加约2,400美元 1。
Social Security benefits face an estimated 22% cut in six years, prompting lawmakers to explore various legislative solutions 1. To avoid the cut, U.S. Senators Dick Durbin and Bill Cassidy are advancing a bill that would require the Social Security Advisory Board to submit a plan ensuring the retirement trust fund remains solvent for at least 50 years 1. For this legislation to pass, it would need the support of three-fifths of the 100 senators and a simple majority in the 435-member House of Representatives 1.
Meanwhile, multiple lawmakers have introduced other proposals 1. The trust fund is projected to borrow about $26.6 trillion over the next 75 years to cover benefit payments 1. Cassidy and Kaine have proposed creating a $1.5 trillion investment fund to invest in higher-risk assets like stocks over a 75-year period 1. Other proposals focus on modifying the payroll tax, which currently applies to earnings up to $184,500 1. Eliminating the payroll tax cap entirely could generate more than $3.2 trillion for the trust fund over a decade 1. Whitehouse and Boyle have introduced a bill to apply the payroll tax to income above $400,000 1. Additionally, Sanders and Hoyle have proposed a bill that would levy the payroll tax on income exceeding $250,000, including capital gains and dividends, while simultaneously increasing annual beneficiary payments by approximately $2,400 1.
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