2024年8月26日，伦敦东部Dagenham的Spectrum Building在更换易燃外墙覆层施工期间因脚手架起火被烧毁，导致超过80人无家可归 1。火灾发生两年后，该建筑的业主仍陷入法律困境，需继续支付已不存在公寓的房贷 1。由于该建筑的自由持有方Arinium Ltd在火灾后不久破产，保险赔偿分配遥遥无期 1。目前的保险赔付能够覆盖业主三年的紧急住宿费用 1。
针对居民对政府更换易燃覆层进度缓慢的批评，时任副首相Angela Rayner在火灾次日表示覆层整改进展太慢，并承诺加速 1。需整改覆层的建筑中已开工或完工的比例已从50%升至53% 1。工党政府承诺加快整改并引入新的法律追责机制 1。住房、社区和地方政府部发言人呼吁管理员尽快解决保险赔付问题 1。
Two years after a fire destroyed the Spectrum Building in Dagenham, east London, residents remain trapped in a legal predicament, continuing to pay mortgages on their non-existent apartments 1. The blaze, which broke out on August 26, 2024, started when scaffolding caught fire during the replacement of flammable exterior cladding, leaving more than 80 people homeless 1. The situation has been further complicated by the bankruptcy of the freeholder, Arinium Ltd, shortly after the incident, which has left the distribution of insurance payouts indefinitely delayed 1. Although the insurance payout covers emergency accommodation for the owners for three years, the financial burden of the mortgages persists 1.
In response to the ongoing crisis, a spokesperson for the Department for Levelling Up, Housing and Communities has urged administrators to resolve the insurance payouts as quickly as possible 1. The disaster has also highlighted the slow progress of the cladding remediation program, with the proportion of buildings requiring remediation that have started or completed works rising only from 50% to 53% 1. The day after the fire, then-Deputy Prime Minister Angela Rayner stated that the progress of the cladding remediation was too slow and pledged to accelerate the process 1. Furthermore, the Labour government has promised to speed up the rectifications and introduce new legal accountability mechanisms 1.
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