维多利亚州Seymour镇健身房老板Adam Griffiths与保险公司Hollard就2022年10月洪灾造成的损失赔偿陷入近四年的纠纷。[1]该洪灾发生于2022年10月13日，Goulburn河水位达到8.26米，创下该镇逾百年来的纪录。[1]Griffiths的健身房位于Wallis Street 45号，他声称风暴水进账造成了损害，应当获得赔偿，但Hollard保险公司拒赔，其水文学家认定损害是由洪水而非风暴水所致。[1]
令Griffiths感到不公平的是，同一条街上的其他五家企业虽然同样没有洪水保险，但它们的类似索赔已被推翻并获得了风暴进账赔偿。[1]Wallis Street 45号上的另一名企业主Courtney Carroll质疑这种差别对待，表示："我们都在45 Wallis Street。单位1、2、3和5获得了进账索赔，为什么单位4没有？"[1]澳大利亚金融投诉管理局去年支持了Hollard的拒赔决定。[1]Griffiths目前正寻求第三位水文学家的证据，以重新提起申诉。[1]
Adam Griffiths, owner of a gym in Seymour, Victoria, has been locked in a nearly four-year dispute with insurer Hollard over whether storm water damage from the October 13, 2022 floods should be covered under his policy. [1] The Goulburn River peaked at 8.26 meters in Seymour, marking the town's most severe flooding in over a century. [1] While five other businesses on the same street at 45 Wallis Street without flood insurance have successfully obtained storm inundation claims, Hollard has refused to pay Griffiths' claim, arguing that its hydrologist determined the damage resulted from flooding rather than storm water entry. [1]
The dispute has persisted despite the involvement of Australia's financial complaints authority, which last year upheld Hollard's decision to deny the claim. [1] Griffiths is now seeking evidence from a third hydrologist to resubmit his complaint. [1] He expressed frustration at the situation, stating: "All I needed to do was partner with some other insurer, and I would have been covered." [1] The inconsistency among neighboring properties has raised questions about the decision-making process, with one tenant noting the apparent disparity: "We're all 45 Wallis Street. How do [units] 1, 2, 3 and 5 get an inundation claim and not 4?" [1] A Hollard spokesperson maintained that the company stood by its position, citing "the findings supporting the original claim decision." [1]