国家外汇管理局发布通知，进一步完善国内外汇贷款外汇管理[1]。该通知旨在提升服务实体经济质效，提升跨境投融资便利化水平[1]。通知自2026年10月1日起施行[1]。
通知主要包括三方面内容[1]。一是完善国内外汇贷款专用账户管理，符合条件的货物或服务贸易出口背景贷款可直接划入经常项目外汇结算账户[1]。二是简化结购汇管理，取消相关行政许可，允许借款人凭真实性证明材料直接到银行办理购汇偿还手续[1]。三是强化事中事后监管，国家外汇管理局将加强统计监测和核查检查，防范相关风险[1]。
The State Administration of Foreign Exchange has released a notice aimed at further refining the foreign exchange management framework for domestic foreign currency lending. [1] The new measures, effective from October 1, 2026, are designed to enhance service quality for the real economy and improve convenience in cross-border investment and financing activities. [1]
The notice introduces reforms across three key areas. [1] First, it enhances the management system for domestic foreign currency lending accounts, allowing qualified export loans backed by goods or service trade to be transferred directly into current account foreign exchange settlement accounts. [1] Second, it streamlines foreign exchange purchase and settlement procedures by removing related administrative approvals, enabling borrowers to complete foreign exchange purchase and repayment transactions directly at banks using authentic supporting documents. [1] Third, the administration will strengthen statistical monitoring and verification inspections to prevent associated risks. [1]