埃隆·马斯克旗下社交媒体平台X推出了邀请制金融服务产品X Money，为用户提供存款账户、Visa借记卡和转账功能[1]。该服务目前仅向X付费会员开放，用户需订阅X Premium服务，月费至少8美元[1]。
X Money提供6%的存款收益率和3%的返现优惠，但用户需至少存入1000美元才能获得这一收益率[1]。该产品采用X品牌Visa借记卡，用户可在任何ATM取款[1]。X Money的技术和银行服务由Cross River Bank提供支撑[1]。X Money用户之间可以实现实时互相转账[1]。
Elon Musk's social media platform X has introduced X Money, an invitation-only financial product designed to offer users banking services integrated with the platform [1]. The service provides account holders with an X-branded Visa debit card that can be used at any ATM, along with real-time transfer capabilities between X Money users [1].
The financial product features a 6% deposit yield rate for users who maintain a minimum balance of at least $1,000, and additionally offers 3% cashback on eligible purchases [1]. Access to X Money is currently restricted to X Premium subscribers, who must pay a minimum of $8 monthly for the subscription [1]. The service is supported by the infrastructure and banking services of Cross River Bank, which provides the underlying financial operations [1].