《卫报》收集了多位英国普通民众对政府最新财政预算案的反馈 1。受访者涵盖年轻厨师、企业主及单亲父亲等不同群体 1。他们普遍表达了对高通胀、房价上涨以及税收负担加重的担忧 1。尽管预算案推出了住房首付支持或能源补贴等措施,但许多民众认为整体生活压力依然巨大,部分人甚至因收入增加而面临更高的边际税率 1。文章通过个人故事反映了该政策在缓解社会不满方面的局限性 1。
24岁的厨师Louie希望“Your First Home”计划能降低2.5%的首付门槛,但他指出餐饮行业工资波动大导致难以储蓄 1。他的房租已占收入的近一半,房东通知将从11月起每月涨租200英镑 1。相比之下,45岁的Graham Robinson年收入为126,000英镑,但因个人所得税起征点随收入超过100,000英镑逐步取消(至125,140英镑时为零),其有效税率高达60% 1。Robinson表示,扣除税费后每月到手约6,500英镑,月底已无存款,且房贷支出已从900英镑上涨至1,300英镑 1。这种“赚得越多,留得越少”的现象成为部分中高收入者对预算案批评的核心 1。
对于依赖福利的群体,情况同样严峻。39岁的单亲父亲Jonny Roberts领取Universal Credit福利,每多赚1英镑就会被扣除55便士的福利金,加上税费后实际增收极少 1。他所在地区的当地住房津贴(LHA)标准为1,200英镑,但实际两居室租金为1,300英镑,存在资金缺口 1。此外,40岁的Helen欢迎冬季100英镑的能源支付款,但质疑其按Council Tax Band而非财务需求分配的方式 1。她目前的房贷月支出增加了超600英镑,虽已锁定利率至2028年,但整体负担仍重 1。
其他行业的从业者也表达了各自关切。37岁花店业主Danielle Walker指出燃油价格上涨挤压了业务利润 1。虽然她欢迎取消原定的燃油税上涨,但认为这无法抵消已有的涨幅,且提高里程报销标准对其无益 1。72岁的Peter Pillinger则对取消燃气费中的固定费用(standing charges)感到高兴,但担心过渡期较长可能影响医疗高用量人群 1。他同时支持国家养老金三重锁改革及养老金纳税的相关安排 1。
Ordinary Britons have reacted to the latest government budget with widespread concern over rising living costs, tax burdens, and housing pressures, suggesting that measures such as energy subsidies and first-home support are insufficient to alleviate daily financial strain 1. Through personal accounts ranging from young workers to pensioners, readers highlighted how inflation and specific tax thresholds continue to erode disposable income despite some policy adjustments 1.
Louie, a 24-year-old chef, noted that while he hopes the "Your First Home" scheme might lower the 2.5% deposit threshold, volatile wages in the hospitality industry make saving difficult; his rent currently consumes nearly half of his income, with landlords notifying him of a £200 monthly increase starting in November 1. Graham Robinson, aged 45, described facing an effective marginal tax rate of 60% because the personal allowance is gradually withdrawn once income exceeds £100,000 until it reaches zero at £125,140; despite earning £126,000 annually, he retains approximately £6,500 per month and has no savings by month-end, alongside mortgage payments that have risen from £900 to £1,300 1. Helen, 40, welcomed the £100 winter energy payment but criticized its distribution based on Council Tax bands rather than financial need, pointing out that her mortgage costs have increased by more than £600 per month even though she locked in rates until 2028 1.
Peter Pillinger, 72, expressed relief at the cancellation of fixed standing charges on gas bills but voiced concerns about the long transition period and potential impacts on those with high medical usage; he also supported reforms to the state pension triple lock and pension taxation 1. Danielle Walker, 37, stated that fuel price hikes are squeezing her floristry business, noting that while she welcomes the removal of a planned fuel duty rise, it cannot offset existing increases, and higher mileage reimbursement rates offer her no benefit 1. Jonny Roberts, a 39-year-old single father receiving Universal Credit, explained that for every additional £1 he earns, 55p is deducted from his benefits, leaving minimal net gain after taxes; he also faces a funding gap as the local housing allowance is set at £1,200 while actual two-bedroom rents stand at £1,300 1.
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