苹果首款折叠屏手机iPhone Duo于中国启动预售，面对高昂的产品定价，银行和支付机构纷纷推出分期免息服务。1iPhone Duo入门款256GB售价人民币1万5999元，顶级款2TB售价2万6499元。1共有16家银行和2家支付机构推出分期优惠方案，其中12期免息每月需支付1333元，24期免息每月仅需667元。1
银行推出如此力度的分期优惠与政府政策支持密切相关。1中国财政部、央行和金融监管总局自8月起提高了个人消费贷款贴息力度，符合条件的信用卡分期享受年化1个百分点的贴息，为银行降低了分期成本。1iPhone Duo已于16日开始预售，23日正式开售。1
Apple's first foldable smartphone, the iPhone Duo, went on pre-order in China with pricing at record levels, prompting an unprecedented wave of interest-free financing options from financial institutions 1. The entry-level 256GB model is priced at 15,999 yuan, while the top-tier 2TB variant reaches 26,499 yuan 1.
To ease the burden of the substantial purchase price, a total of 16 banks and 2 payment institutions have introduced interest-free installment programs for the device 1. Consumers can choose from flexible payment terms, with 12-month installments requiring 1,333 yuan monthly or 24-month plans at 667 yuan per month 1. The pre-sale period began on October 16, with official sales commencing on October 23 1.
The surge in financing options reflects support from Chinese government policy. In August, the Ministry of Finance, the People's Bank of China, and the Financial Regulatory Administration expanded personal consumption loan subsidy programs, providing an annual interest rate subsidy of one percentage point for qualifying credit card installment purchases 1. This policy framework has given banks cost relief to offer more competitive financing packages while accumulating quality consumer credit assets 1.
评论
还没有评论，欢迎留下第一条。