9月20日，新修订的《住房公积金管理条例》正式施行1。随后，全国多地因地制宜推出具体落实举措，扩大住房公积金的使用范围和提取便利性。长春、广西、青岛、苏州、南京、深圳等城市相继发布调整通知，主要内容包括支持提取住房公积金用于自住住房装修和支付物业费等新增情形1。
其中，南京的装修提取业务自2026年10月9日起开始办理，政策发布后已有5万名缴存人成功预约1。首日约7800人完成申请，申请提取金额约1700万元1。苏州则规定提取额不超过15万元，且缴存人及其配偶在全国范围内无住房公积金贷款余额1。深圳拟增设装修住房提取情形、单列支付住房物业费提取情形，并阶段性提高租房提取额度标准1。
The revised Housing Provident Fund Management Regulations took effect on September 20, 2026, prompting cities across China to adapt the new rules to local circumstances 1. Cities including Changchun, Guangxi, Qingdao, Suzhou, Nanjing, and Shenzhen have released implementation measures that substantially expand the use of accumulated housing funds 1.
The new policies enable workers to withdraw provident funds for home renovation and property management fees, among other housing-related expenses 1. In Suzhou, withdrawal amounts for renovation are capped at 150,000 yuan, provided that the applicant and spouse have no outstanding provident fund loan balances nationwide 1. Nanjing began accepting renovation withdrawal applications on October 9, 2026, recording 50,000 advance registrations after the announcement, with approximately 7,800 applications submitted on the first day requesting a total of 17 million yuan in withdrawals 1. Shenzhen plans to add renovation as a new withdrawal category, establish a separate provision for property fee payments, and temporarily raise the rental housing withdrawal ceiling 1.
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