英格兰银行和国际货币基金组织联合警告网络攻击威胁金融系统信任

英格兰银行行长安德鲁·贝利和国际货币基金组织总裁克里斯塔琳娜·格奥尔基耶娃在曼谷发出严厉警告，称网络攻击升级可能严重削弱人们对金融系统的信任。1贝利指出，自我复制的人工智能代理和法国超市黑客事件等网络威胁正在上升，并强调"如果我们对金钱没有信任，我们就无法作为一个社会运作"。1

格奥尔基耶娃则表示，若网络欺诈继续失控，民众可能会完全退出正规金融系统。1国际货币基金组织周二已将大规模网络攻击列为全球金融稳定威胁升至"升高"水平的因素之一。1

在此次会议上，两位领导人出席了国际网络欺诈防范原则"曼谷蓝图"的发布活动。1贝利特别呼吁社交媒体公司承担责任，指出欺诈现在主要通过社交媒体平台和应用程序传播，人工智能和这些平台已成为欺诈活动的主要渠道。1

The heads of the Bank of England and International Monetary Fund have raised alarm over escalating cyber attacks and fraud threatening confidence in the global financial system. Bank of England Governor Andrew Bailey identified self-replicating AI agents and incidents such as the French supermarket hacking case as emerging threats 1, emphasizing that "if we have no trust in money, we cannot function as a society" 1. IMF Managing Director Kristalina Georgieva cautioned that unchecked cyber fraud could push people to withdraw from formal banking altogether, warning of a scenario where citizens resort to "keeping dollars in shoeboxes under their beds" 1.

The warnings were delivered as the officials unveiled the "Bangkok Blueprint," an international framework of principles for combating cyber fraud 1. Bailey specifically called on social media companies to take responsibility, noting that fraud now spreads primarily through social platforms and applications 1. The IMF separately identified large-scale cyber attacks as one of the factors elevating global financial stability risks to heightened levels 1.