开发者Niz推出了Pulse Local，一款Mac预算管理应用，其特色在于所有AI模型均在用户本地机器上运行1。应用无需用户创建账户，也不会向外部服务器上传任何数据1。用户可通过CSV方式导入银行数据，应用利用微调的Qwen3 0.6B模型和4B检查模型来处理关于支出的各类问题1。
该应用首次启动时需下载约2.9GB的模型文件1。启用检查功能后，应用回答问题的响应时间为12至14秒1。通过实装检查机制，应用的错误率已从约1/5降低至5/4941。Pulse Local完全离线工作，充分保护用户隐私1。应用目前免费使用，不收集任何分析数据或崩溃日志1。
Pulse Local目前仅支持英文，现已在Mac平台上推出（Apple Silicon版本处于测试阶段），Windows版本即将发布1。此外，应用还提供可选的Connected模式，通过名为Sync Pass的订阅服务（定价29美元/年）允许用户通过Plaid接口同步美国银行账户1。
Niz has unveiled Pulse Local, a macOS budgeting application designed to keep financial data entirely on users' machines. 1 The app leverages locally-running AI models rather than cloud processing, eliminating the need for user accounts or data uploads. 1
The application uses fine-tuned versions of Qwen3 0.6B and a 4B verification model to answer user questions about spending patterns. 1 Initial setup requires downloading approximately 2.9 GB of model files. 1 When the verification feature is enabled, queries typically take 12 to 14 seconds to process, with the system's error rate reduced from roughly one in five to five in 494 through this verification layer. 1 Users can import banking data via CSV files, and the app functions entirely offline while maintaining complete privacy. 1
Pulse Local is available free of charge and does not collect analytics data or crash logs. 1 An optional Connected mode called Sync Pass is offered at $29 per year, which enables synchronization of U.S. bank accounts through Plaid. 1 Currently, the application supports English only and is available for Mac with Apple Silicon, with a Windows version forthcoming. 1
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