南京、苏州、南通、盐城、沈阳等地近期正式推出住房公积金新政，进一步扩大了公积金的提取范围。1南京从2026年9月20日起允许缴存人提取公积金用于装修和物业费支出，其中装修提取按每平方米不超过1000元计算，家庭最高可提取15万元；物业费年度最高提取5000元（凭发票）或1000元（无发票）。1截至报道时，南京已有7300名缴存人申请该业务，涉及金额约1600万元。1
其他城市的政策力度各不相同。1苏州规定装修提取家庭最高额度为15万元，可分次提取；南通的装修提取标准为每平方米上限2000元，单套最高28万元；盐城则针对不同房屋类型制定差异化标准，新房装修最高可提30万元，老旧住房最高15万元。1沈阳推出九项新政，支持提取公积金用于支付采暖费、物业费等，相关政策将于2026年12月1日起实施；同时支持2027年1月1日后贷款购房的缴存人在一年内提取公积金支付首付款。1沈阳毛坯商品房装修提取按每平方米2000元计算，夫妻合计不超过20万元，物业费提取合计额度不超过1万元。1
Several major cities across China have recently implemented new policies to broaden the use of housing provident funds beyond traditional home purchases.1 Nanjing, Suzhou, Nantong, Yancheng, and Shenyang have all rolled out expanded withdrawal provisions, allowing residents to access their accumulated funds for additional housing-related expenses.1
Nanjing's new measures, effective September 20, 2026, permit withdrawals for home renovation and property management fees.1 For renovation projects, the maximum withdrawal is capped at 1,000 yuan per square meter, with a household ceiling of 150,000 yuan.1 Property management fees can be withdrawn up to 5,000 yuan annually with receipts, or 1,000 yuan without documentation.1 As of the report date, Nanjing had already processed 7,300 withdrawal applications totaling approximately 16 million yuan.1 Suzhou has set the same maximum renovation withdrawal limit of 150,000 yuan per household with provisions for staged withdrawals.1 Nantong allows up to 2,000 yuan per square meter for renovations, with a single property maximum of 280,000 yuan.1 Yancheng offers the highest renovation allowances, permitting withdrawals up to 300,000 yuan for new properties and 150,000 yuan for older housing stock.1
Shenyang's nine-point policy package, taking effect December 1, 2026, enables withdrawals for heating fees and property management fees with a combined maximum of 10,000 yuan.1 For raw commercial properties, renovation withdrawals are calculated at 2,000 yuan per square meter, with a joint spousal limit of 200,000 yuan under the same timeline.1 Starting January 1, 2027, homebuyers who obtained mortgages can withdraw provident funds within one year to cover down payments.1
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