深圳市住房公积金管理中心于10月8日发布征求意见稿，拟进一步扩展住房公积金的提取范围 1。新规拟增设装修住房提取情形、单列物业费提取情形，并阶段性提高租房提取额度 1。
在装修提取方面，职工需取得不动产权属证书或购房合同网签备案满六个月，且装修完工在两年内（完工时间需在2026年9月20日之后）方可申请 1。提取额度可凭发票提取发票金额，或按实际支出申请，按建筑面积乘以1800元/平方米计算，每套住房单次申请提取额度不超过25万元 1。
物业费提取方面，每套住房每月可提取的额度不超过550元 1。此外，租房提取额度也将阶段性提高，自2027年11月1日起的两年内，每月提取额将从应缴存额的65%提高至80% 1。新规同时规范购房提取行为，当购房提取涉及的住房再次交易后，新购房职工若再次申请相关提取，两次提取时间须间隔满12个月 1。
The Shenzhen Housing Provident Fund Management Center released a draft regulation on October 8 proposing to expand the scope of housing provident fund withdrawals 1. The proposed rules introduce three major changes to current withdrawal policies.
Under the new regulations, homeowners will be able to withdraw funds for home renovations for the first time 1. Eligible applicants must have obtained property ownership certificates or signed and registered purchase contracts at least six months prior 1. Renovations must be completed within two years, with completion dates on or after September 20, 2026 1. Withdrawal amounts can be based on actual invoices or calculated at 1,800 yuan per square meter of building area, capped at 250,000 yuan per residential unit per application 1. Additionally, property management fees will now constitute a separate withdrawal category, allowing up to 550 yuan monthly per residential unit 1. For rental housing withdrawals, the maximum monthly withdrawal amount will increase from 65 percent to 80 percent of the required contribution starting November 1, 2027, for a two-year period 1.
The draft also establishes new standards for repeat property purchases 1. When a property previously used for provident fund withdrawal is sold and a new homeowner applies for related withdrawals, the two withdrawal applications must be separated by at least twelve months 1.
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