十一长假期间,上海房地产市场迎来显著增长。110月1日至7日,上海新建商品住宅成交面积达3.46万平方米,较去年同期1.73万平方米实现倍增,日均成交面积更是增长约2.3倍。1
这一增长与上海9月28日实施的商品住房销售制度改革密切相关。1新规规定,8月28日起取得预售许可证的建案项目在竣工备案后才可发放个人住房按揭贷款,这为购房者提供了延迟还贷的窗口期。1上海易居房地产研究院副院长严跃进表示,新规给予购房者大约2年的延迟还贷窗口期。1上海中原地产市场分析师卢文曦指出,改革打消了市场观望情绪,使购房决策更具确定性。1
Shanghai's newly built residential properties recorded a significant market boost during the October 1-7 National Day holiday, with transaction volume doubling year-over-year. The cumulative transaction area for new commercial residential units reached 34,600 square meters, compared to 17,300 square meters during the same period last year 1. Daily average transaction volume increased approximately 2.3 times from the previous year 1.
This surge in purchasing activity followed Shanghai's implementation of revised commodity housing sales regulations on September 28 1. The new policy stipulates that individual mortgage loans can only be issued after projects obtaining pre-sale permits from August 28 onwards complete construction and registration 1. According to Yan Yuejin, vice president of Shanghai E-Houses Real Estate Research Institute, the reform provides homebuyers with a delayed mortgage repayment window period of approximately two years 1. Lu Wenxi, a market analyst at Centaline Property, emphasized that the reform has eliminated market hesitation and provided greater certainty for purchasing decisions 1.
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