蚂蚁集团AI付突破3亿笔Agent支付，发布智能体信任基础设施

蚂蚁集团的AI支付产品"AI付"在真实商业场景中已实现3亿笔Agent支付，服务范围超过1亿用户。1这一规模相当于支付宝年度3000亿笔交易的千分之一。1

为应对智能体支付时代的信任挑战，蚂蚁集团推出了面向智能体商业的信任基础设施APASS。1该基础设施已接入超过100万个Agent，其中11万个已被激活，覆盖442家智能体服务供给方。1APASS的核心功能包括Agent身份认证、意图理解、授权和风控等环节，标志着验证体系从传统的"了解你的客户"（KYC）转变为"了解你的Agent"（KYA）。1AI付服务已覆盖大模型、AI创作工具、智能硬件、电商和本地生活等12类场景。1

Ant Group's AI-powered payment product "AI Fu" has surpassed 3 billion agent-initiated transactions in real commercial scenarios, serving over 100 million users.1 The platform, launched in September 2025, now covers twelve categories of use cases including large language models, AI creative tools, smart hardware, e-commerce, and local services.1

To address trust challenges in the agent payment era, Ant Group has unveiled APASS, a trust infrastructure framework designed specifically for intelligent agent commerce.1 The system has already integrated over one million agents, with 110,000 activated in operations, across 442 intelligent agent service providers.1 The core issues APASS tackles include agent identity authentication, intent understanding, authorization, and risk control.1 This represents a fundamental shift from traditional Know Your Customer (KYC) verification to what the company terms Know Your Agent (KYA).1

The 3 billion transactions represent approximately one-thousandth of Alipay's annual transaction volume of 300 billion payments, indicating the still-emerging scale of agent-driven commerce within the broader payment ecosystem.1