香港近日爆发盗用信用卡购买苹果手机的诈骗案件1。事件发生在iPhone 18 Pro及iPhone 18 Pro Max于12日晚上开放预购后，不法分子利用Apple Online Store的动态风险评估机制豁免部分交易安全验证的特点进行诈骗1。超过700人受害，涉及款项达港币1470万元1。目前尚无人被捕1。
香港资讯科技商会荣誉会长方保僑认为，案件可能与Apple Online Store采用的动态风险评估机制有关，该机制对部分交易豁免了短信验证码或应用程式认证等安全验证1。立法会财经事务委员会委员黄永威则指出，事件可能涉及销售过程中没有双重认证的问题1。
A widespread credit card fraud scheme has affected more than 700 people in Hong Kong, resulting in losses of HK$14.7 million, following the launch of pre-orders for the iPhone 18 Pro and iPhone 18 Pro Max on the evening of September 12 1. Fraudsters exploited Apple Online Store's dynamic risk assessment mechanism, which exempts certain transactions from standard security verification procedures such as SMS authentication codes or app-based authentication 1.
According to Fang Baohui, honorary chairman of the Hong Kong Information Technology Industry Association, the incident likely involves the platform's bypassing of two-factor verification for some purchases 1. Legislative Council member Wong Wing-wai, a member of the Financial Services and Markets Committee, suggested the fraud may stem from the absence of dual authentication requirements during the sales process 1. To date, no arrests have been made in connection with the case 1.
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