恋爱期间的金钱往来涉及复杂的法律问题。1根据最高人民法院的相关司法解释，彩礼是以缔结婚姻为目的、遵照婚嫁习俗给付的大额财物，属于附条件赠与。1相比之下，节日、生日等特殊纪念时点给付的价值不大的礼物、礼金，以及日常消费性支出，则不属于彩礼范畴。1
区分彩礼与普通赠与有三个关键方面：是否进入谈婚论嫁阶段、财物价值是否明显较大、是否基于地方习俗。1婚约破裂时，彩礼可主张返还，但已登记结婚且共同生活的离婚案件中一般不予支持彩礼返还。1唯有在共同生活时间较短且彩礼数额过高的特殊情形下，法院才可酌定返还部分款项。1
为了保护自身权益，建议大额转账通过银行或支付宝、微信等进行，并在备注中标注"彩礼"或"订婚礼金"，同时保留购买票据。1接收彩礼时最好通过书面形式确认款项性质，婚约纠纷发生时应保留病历、聊天记录等证据。1
The Supreme People's Court has established clear criteria for determining whether money transferred during romantic relationships constitutes bride price—which may be recovered if the marriage does not occur—or ordinary gifts that need not be returned.1
Bride price is defined as a substantial sum of money given with the mutual agreement of both parties in accordance with local marriage customs, contingent upon the couple actually getting married.1 In contrast, gifts exchanged on holidays, birthdays, or other commemorative occasions with modest monetary value, as well as everyday consumer spending, do not qualify as bride price.1 Courts distinguish between the two categories by examining three factors: whether the couple had entered serious marriage negotiations, whether the amount was notably large, and whether the transfer followed local customs.1
According to the Supreme People's Court's judicial interpretation, when a couple has already registered their marriage and lived together, divorce proceedings generally do not support claims for bride price recovery.1 However, in special circumstances—such as when the couple lived together for only a brief period and the bride price sum was excessively high—courts may order partial return of the funds.1
To protect their legal interests, individuals are advised to conduct large transfers through banks or digital payment platforms like Alipay or WeChat, with transaction notes clearly identifying payments as "bride price" or "engagement gift," and to retain purchase receipts as documentation.1 When receiving bride price, parties are encouraged to confirm the nature of payments in writing and preserve evidence such as medical records and chat histories in case of subsequent disputes.1
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