阿根廷面临家庭债务危机,年轻人群体受影响最为严重。在该国4500万人口中,近一半背负债务,其中超过500万人无法按时还款1。25岁以下的借款人逾期率高达37.6%,远超其他年龄段1。数字支付应用提供的贷款年利率可达三位数,导致借款人债务迅速膨胀1。一名18岁的借款人马丁·塔博尔达在2024年通过移动支付应用借款100多美元,因利息累积,债务已膨胀至1300美元1。
总统米莱的政治支持率因此受到冲击。其支持率从12月的49%跌至最近的33%1。民调显示,81%的布宜诺斯艾利斯和郊区成年人表示经济问题对心理健康造成重大影响1。米莱政府拒绝提供政府救济,总统声称"他们买电视看世界杯,然后决定以后是否付款。现在他们还没有付款"1。反对派议员计划于周三召开特别国会会议,讨论实施利率上限等救济措施1。这场债务危机发生在阿根廷经历严重通胀之际,年初通胀率曾高达289%,7月已降至约34%1。
Rising household debt is straining President Javier Milei's political standing as millions of young Argentines struggle with spiraling loan obligations. More than 5 million of Argentina's 45 million people cannot repay their debts on time, with borrowers under 25 experiencing a delinquency rate of 37.6%—the highest across all age groups.1 The crisis has prompted opposition lawmakers to schedule a special congressional session to discuss relief measures such as interest rate caps, while the Milei administration has refused to provide government assistance, characterizing the issue as a private lending matter.1
The debt crisis reflects the broader economic turbulence facing the country. At the start of the year, inflation reached 289% before moderating to approximately 34% by July.1 Digital payment applications have compounded the problem by charging annual interest rates in the triple digits.1 One 18-year-old borrower, Martín Taborda, exemplifies the situation: after borrowing over $100 through a mobile payment app in 2024, accumulated interest ballooned his debt to $1,300.1 The financial stress is taking a psychological toll—81% of adults in Buenos Aires and its suburbs report that economic problems have significantly affected their mental health, according to polling data.1
The debt burden has eroded public confidence in Milei's government. His approval rating fell from 49% in December to 33% recently.1 When confronted about the debt crisis, Milei dismissed concerns, stating: "They buy televisions to watch the World Cup, and then they decide whether to pay later. Now they have not paid."1
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