前格拉顿研究所主任支持一国党养老金改革方案核心内容

前格拉顿研究所主任约翰·戴利对一国党领导人保琳娜·汉森提出的养老金改革方案表示支持，认为其核心内容合理1。戴利指出，12%的养老金缴款率对大多数澳大利亚人来说过高，表示"大多数人不需要储蓄12%的工资用于退休"1。他认为"收支平衡"点约为9%的缴款率1。

一国党的方案允许租房者和房贷者在三年内提取最多3%的未来养老金缴款1。戴利建议该方案全额提取应采用分阶段实施，且提前支取的资金不应获得税收优惠1。

对于这项政策，澳洲财政部长詹姆斯·查尔默斯提出强烈批评，称其为"绝对混乱"1。自由党发言人安德鲁·布拉格则认为该政策可提供短期生活成本缓解，但不能解决长期结构性问题1。报道还透露，前自由党领导人苏珊·雷曾计划宣布几乎相同的版本，但因被逐出领导职位而未能发表该演讲1。

John Daley, former head of the Grattan Institute, has endorsed the fundamental premise of One Nation leader Pauline Hanson's superannuation reform proposal, arguing that a 12 percent contribution rate is too high for most Australians 1. According to Daley, the "core plan is correct" and that "most people do not need to save 12 percent of their salary for retirement" 1. He suggests the "break-even" point for contribution rates sits at approximately 9 percent 1.

One Nation's proposal would allow renters and mortgage holders to withdraw up to 3 percent of future superannuation contributions over a three-year period 1. While Daley supports the underlying concept, he contends that full early withdrawal provisions should be implemented in stages and that funds accessed early should not receive tax concessions 1. Treasurer James Chalmers has harshly criticized the policy, labeling it "absolute chaos," while Liberal Party spokesperson Andrew Bragg acknowledged it could provide short-term cost-of-living relief but maintains it does not address long-term structural issues 1. Reports indicate that former Liberal leader Susan Ley had planned to announce a nearly identical version of this proposal but was unable to deliver the speech following her removal from leadership 1.